Rainy-day funds, savings for college, or just making your rent payment can all be made easier with a budget. FTSB supports its customer’s efforts to budget and save by offering expert guidance. Putting together a household budget requires time and effort. Here are some suggestions as you get on the budget track: Be a Spending
Nearly eight out of 10 U.S. tax filers will receive a federal tax refund this year. As millions of Americans await reimbursement from Uncle Sam, here are five tips for making the most of their tax refund. Save for emergencies. Open or add to a high-yield savings account that serves as an “emergency fund.” Ideally,
In recognition of America Saves Week – February 22-27 – here are some tips to help you assess and improve your saving strategy. Set a goal. The first step is to establish a realistic savings goal. Consider your expenses, make a budget and determine how much you can put away each month. Track your spending.
Keep yourself and your information protected using these four simple tips to stop a cyber thief. Create c0mplic@t3d passwords. Avoid birthdays, pet names and simple passwords like 12345. It is also important to change passwords at least three times a year. Because friendly theft – theft by someone the victim knows – is the most
The income tax filing season has begun and important tax documents should be arriving in your mailbox. Although your return is not due until Monday, April 18th, you can make tax time easier on yourself with an early start. Here are 8 tips to help ensure a smooth tax-filing process. 1. Create a system for organizing
With holiday shopping in full swing, shoppers should be extra cautious when making Christmas purchases. While millions of credit and debit card transactions are conducted safely every day, it is still important that consumers are aware of the potential for holiday scams. Here are some tips to help you keep your information safe whether shopping
There are so many perks to signing up for eStatements – electronic deliver of your account statement. Here’s just a few… Availability – No more waiting! With eStatements, you’ll receive an email notification the night that your statement is cycled. No more waiting for it to arrive in the mail! Statements are stored in Online
As college graduates start their careers, financial responsibility should be a top priority. There are many traps new grads can fall into, and we hope avoiding the below points will help build a healthy financial lifestyle and good habits as they advance through the next stages of life. Not having a budget. Simply put, don’t
It’s never too early to start giving your kids basic lessons of finance and money. If they are old enough to ask for toys, they are old enough to start learning financial lessons that will last a lifetime. Use everyday experiences to teach your kids the how money works and the value of saving. Here
Farmers Trust & Savings Bank can help you navigate challenges associated with choosing a home, including deciding what is affordable and whether to rent or buy. Before pursuing a rental or homeownership opportunity, consider the following questions: How much money do you have saved up? Start with an evaluation of your financial health. Figure out
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