Category: budgets

Creating a Budget You Can Stick To

Rainy-day funds, savings for college, or just making your rent payment can all be made easier with a budget. FTSB supports its customer’s efforts to budget and save by offering expert guidance. Putting together a household budget requires time and effort. Here are some suggestions as you get on the budget track: Be a Spending

Read the full article »

Five Smart Uses for Your Tax Refund

Nearly eight out of 10 U.S. tax filers will receive a federal tax refund this year.  As millions of Americans await reimbursement from Uncle Sam, here are five tips for making the most of their tax refund. Save for emergencies.  Open or add to a high-yield savings account that serves as an “emergency fund.” Ideally,

Read the full article »

FTSB Offers Six Tips for Saving Success

In recognition of America Saves Week – February 22-27 –  here are some tips to help you assess and improve your saving strategy. Set a goal. The first step is to establish a realistic savings goal. Consider your expenses, make a budget and determine how much you can put away each month. Track your spending.

Read the full article »

Financial Traps to Avoid as a New College Graduate

As college graduates start their careers, financial responsibility should be a top priority. There are many traps new grads can fall into, and we hope avoiding the below points will help build a healthy financial lifestyle and good habits as they advance through the next stages of life. Not having a budget. Simply put, don’t

Read the full article »